We offer a free, no obligation 1 hour consultation in person, over the phone, or via an online meeting.

In this casual session, we will engage in a cursory review of your current financial life, discuss your goals and dreams, explore potential opportunities, define gaps and discuss general strategies—resulting in a mutual sense of what it may be like to work together. If you like what you hear, we will schedule our next meeting with you and begin the Planning Phase.

Prior to our meeting, we encourage you to:

• Take the time to jot down questions regarding your current situation and areas of potential concern.
• Bring account-specific statements, tax returns, and other documents that will assist our discussion.
• Gather your ideas regarding your future short-term and long-term retirement & estate planning goals.

Working with you, we perform an in-depth review of your current financial situation and develop a clearly written plan that aligns with your retirement & estate planning goals, objectives and risk tolerance. We review our recommendations with you in detail and answer any questions you might have.

Prior to beginning the planning phase, we ask that you provide:

• Any documents or statements relevant to the planning process

Implementing the plan means putting the plan to work. We will take the steps necessary for the successful implementation of your retirement & estate plan, including the completion and filing of all needed documentation. We will then provide you with copies for your records. 

In addition to annual review meetings, we recommend reviewing and updating of your financial plan anytime your situation or goals change. 

If you just need some quick advice on a pressing issue, we are available to answer your questions.